MoonPay published an announcement today on its newsroom: LurraPay integrates MoonPay Virtual Accounts, powered by Iron. The integration is live now for both individuals and businesses.
This is the infrastructure behind the banking side of LurraPay, and it is the first time we are talking about it publicly. Here is what launched, who it is built with, and why it matters.
What launched
Every LurraPay user now receives dedicated account details in USD, EUR, and GBP, including an IBAN on the EUR account. Virtual accounts are available to individuals and businesses in more than 160 countries.
The flows are simple in both directions. Fund your account from your existing bank, and the incoming fiat converts automatically into stablecoins that settle directly to your wallet. Move the other way, and your crypto converts back to fiat for withdrawal to your bank account. With SEPA Instant support, both directions can complete in seconds.
There is no centralized exchange in the loop. Funds move between traditional rails and on-chain settlement without manual steps, and the experience is non-custodial by design: regulated partners provide the licensed services and hold customer funds, and you keep control of your assets throughout. LurraPay never takes custody of user funds.
Who we're building on
MoonPay is one of the most widely used payments infrastructure companies in crypto. Iron, a MoonPay company, builds the virtual account and stablecoin settlement layer that connects banking rails directly to on-chain settlement, with the compliance layer handled end to end.
We chose to build on established, compliance-first infrastructure rather than improvising our own. Our CTO, Edward Nastase, put it this way in the announcement:
"Self-custodial money should feel as simple as any banking app, and this partnership gets us closer to that. By building on MoonPay and Iron's established payments and compliance infrastructure, we can give our users efficient, cost-effective on-ramp and off-ramp services and a clear path between fiat and crypto from day one. The MoonPay and Iron team have been exceptional to work with throughout, and I'd recommend them to any founder in fintech. Together, we're committed to expanding the frontier between digital assets and traditional finance, and to democratizing self-custodial money through a compliance-first approach."
Max von Wallenberg Pachaly, CEO of Iron, on why LurraPay was a fit:
"Virtual Accounts are built to connect banking rails directly to onchain settlement, and LurraPay is exactly the kind of platform that benefits from that bridge. Users can fund a wallet from their bank and hold stablecoins in seconds across USD, EUR, and GBP, with the compliance layer handled end to end. It is a clean foundation for the self-custodial banking experience LurraPay is building."
What it means for you
If you already use LurraPay, the practical differences are faster access to liquidity, fewer failed deposits, and funding and payout flows that live directly in the platform instead of bouncing through an exchange. Deposits arrive as stablecoins in your wallet. Payouts land in your bank account. Nothing about the self-custody model changes.
If you are evaluating LurraPay, this announcement also answers a fair question anyone should ask a financial platform: who actually provides the regulated rails? For banking, the answer is now public. MoonPay Virtual Accounts, powered by Iron, with LurraPay providing the unified product, interface, and API on top.
The same rails, on a device
The platform is half of the story. In September 2026 we ship the LurraPay Wallet, a self-contained hardware wallet that brings the same banking onto a single device, with no companion app and no dongle in the loop. The virtual accounts announced today are the rails that the device's banking features run on.
Read the full announcement on MoonPay's newsroom. Open a LurraPay account at lurrapay.com/signup, or pre-order the LurraPay Wallet at lurrapay.com/shop.